Rage beyond compare
Aug. 21st, 2008 04:42 pmMy brother's partner, hereby known as the Bitch Queen, has left him after 7 years for one of his friends - one of his mates in fact who my brother has been putting up while he's on leave from the merchant navy - hell, who I put up when my brother's house had a fire. This would be a shitstorm of it's very own, but no, the BQ has to go that little bit further to make sure everyone's lives are as screwed up as much as possible so she can get her sadistic jollies.
She waited until he was in Northampton with work (i.e. leaves at 6:00am back at 6:00pm) and then leaves. But makes sure she has the time to hire a bloody van so she can take the washer, dryer, dishwasher, tv, dvd player, sky box, most of the cutlery, the pictures off the walls and every freaking penny in the house with her. And his cat. The cat he had before they even met. She even took the bloody HERBS from the herb rack, for gods' sake!
She left him a note. A 1 line fucking note. "I'll be in touch." Yeah bitch, I’d advise against it at this point because they won’t find your body if you do.
Oh and several letters she's been hiding (brother leaves before post man arrives) about the HUGE credit/storecard/catalogue debt she's run up. We're talking £15,000 in OVERSPENDING here. All that money spent on NOTHING, pure vanity crap and shinies her demented self can’t resist racking up because she’s too fucking childish to resist her slightest want and too fucking stupid to realise money doesn’t just appear in a bank account.
But there's more. The second mortgage brother and this demented harpy took to do some DIY on the house with has been alterred. See the form Brother filled in was for £5,000. Some work with a pen and the bitch queen took the signed form and made it £35,000. And hasn't paid it. Nor has she paid the original mortgage on the house for 6 months. brother has seen the money go out the account but it's just not made it to the mortgage company. They sent irritated notes which were ignored (found them stuffed in a draw) oh and a COURT summons for MARCH. Which she ignored because that's SUCH a good response to a bloody legal order, isn't it?
And yet more, it seems that this pathetic waste of skin who defiles the ground she walks on has opened catalogue and credit card accounts in my dad's name and MY name and Richard's name and been merrily running up debts on them - in OUR names, using OUR credit rating! The three of us have debts of over £10,000 and bailiff letters and court summons galore hidden in the back of drawers
We took her in and treated her as family from the word go. Mum and dad treated her like the daughter they never had, treated her like one of their own, no different from me or brother. When they burned down the flat mum and dad opened their homes to them. When they burned down their house I opened up mine to them (sure she spent most of her time at friends or her family but she spent at least half the time under my roof)
My brother is staying with me for the forseeable future while his house is sold and his life generally falls apart because of this soulless, selfish bitch. In between trying to stop the poor sod collapsing totally I'm going to try and fix our credit ratings and get her creditors off his back, maybe set him up as a bankrupt.
She’s ripped out my baby brother’s heart and fed it to him after screwing him for every penny he has and every penny his credit rating would allow her to get her claws on. I don’t think I’ve ever known rage like this. I’ve never hated someone this much. We’ve spent days talking to the Bailiffs and the police - for her own sake they better find her before I do.
She waited until he was in Northampton with work (i.e. leaves at 6:00am back at 6:00pm) and then leaves. But makes sure she has the time to hire a bloody van so she can take the washer, dryer, dishwasher, tv, dvd player, sky box, most of the cutlery, the pictures off the walls and every freaking penny in the house with her. And his cat. The cat he had before they even met. She even took the bloody HERBS from the herb rack, for gods' sake!
She left him a note. A 1 line fucking note. "I'll be in touch." Yeah bitch, I’d advise against it at this point because they won’t find your body if you do.
Oh and several letters she's been hiding (brother leaves before post man arrives) about the HUGE credit/storecard/catalogue debt she's run up. We're talking £15,000 in OVERSPENDING here. All that money spent on NOTHING, pure vanity crap and shinies her demented self can’t resist racking up because she’s too fucking childish to resist her slightest want and too fucking stupid to realise money doesn’t just appear in a bank account.
But there's more. The second mortgage brother and this demented harpy took to do some DIY on the house with has been alterred. See the form Brother filled in was for £5,000. Some work with a pen and the bitch queen took the signed form and made it £35,000. And hasn't paid it. Nor has she paid the original mortgage on the house for 6 months. brother has seen the money go out the account but it's just not made it to the mortgage company. They sent irritated notes which were ignored (found them stuffed in a draw) oh and a COURT summons for MARCH. Which she ignored because that's SUCH a good response to a bloody legal order, isn't it?
And yet more, it seems that this pathetic waste of skin who defiles the ground she walks on has opened catalogue and credit card accounts in my dad's name and MY name and Richard's name and been merrily running up debts on them - in OUR names, using OUR credit rating! The three of us have debts of over £10,000 and bailiff letters and court summons galore hidden in the back of drawers
We took her in and treated her as family from the word go. Mum and dad treated her like the daughter they never had, treated her like one of their own, no different from me or brother. When they burned down the flat mum and dad opened their homes to them. When they burned down their house I opened up mine to them (sure she spent most of her time at friends or her family but she spent at least half the time under my roof)
My brother is staying with me for the forseeable future while his house is sold and his life generally falls apart because of this soulless, selfish bitch. In between trying to stop the poor sod collapsing totally I'm going to try and fix our credit ratings and get her creditors off his back, maybe set him up as a bankrupt.
She’s ripped out my baby brother’s heart and fed it to him after screwing him for every penny he has and every penny his credit rating would allow her to get her claws on. I don’t think I’ve ever known rage like this. I’ve never hated someone this much. We’ve spent days talking to the Bailiffs and the police - for her own sake they better find her before I do.
(no subject)
Date: 2008-08-21 03:47 pm (UTC)I'm sorry, I don't usually swear that much in public, but fucking HELL.
Throw the book at her and everything else you can find. May your lawyer-fu aid you.
(no subject)
Date: 2008-08-28 12:08 am (UTC)I need a bigger book. And a catapult to launch it from
(no subject)
Date: 2008-08-21 03:53 pm (UTC)(no subject)
Date: 2008-08-21 03:54 pm (UTC)(no subject)
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Date: 2008-08-21 03:53 pm (UTC)(no subject)
Date: 2008-08-28 12:09 am (UTC)She is a speshul kind of speshul. She deserves a prize for truly lowering my opinion of humanity, and it as pretty low before
(no subject)
Date: 2008-08-21 03:54 pm (UTC)(no subject)
Date: 2008-08-28 12:12 am (UTC)I'm glad she's gone. I mean I've never liked her but I've made the effort. But now? Well, it's better it happens after 7 years than it happens after 10 - every year that goes by just makes the damage the treacherous hag could do more.
Thank you
(no subject)
Date: 2008-08-21 04:11 pm (UTC)(no subject)
Date: 2008-08-28 12:13 am (UTC)It's right what you say - doing this to complete strangers would be beyond shitting, but to family? No, we took her in and held her close - and she just used it to let her stab the knife deeper.
Thank you. At the moment I can't imagine a fate bad enough
(no subject)
Date: 2008-08-21 04:12 pm (UTC)(no subject)
Date: 2008-08-28 12:14 am (UTC)Identity theft is a crime, but only something the police bother with if the frauded company (i.e. the company that she bought things from) complain. The police are singularly indifferent on the matter. Without the police there's not much I cna do *fumes*
(no subject)
From:(no subject)
Date: 2008-08-21 04:22 pm (UTC)so sorry your brother is going thru this hell.
I agree about the id theft. How could she get cards opened in YOUR name without at least your taxid (or whatever the UK uses instead of the SSN)
use all your wily lawyer-fu to throw her into jail. If nothing else, I'm sure there are bench warrants out for failing to appear in court!
(no subject)
Date: 2008-08-28 12:18 am (UTC)It's like several stages of hell - I mean you have the break up of a 7 year relationship hell - and then when that fades he'll have the betrayal hell, then there'll be the loss of everything he owns hell... gah, it's like she's gone out of her way to make it as painful as possible.
Most of her debts are for catalogues - which just need a name and address. And it's not like credit cards need social security numbers, just necessary knowledge. I'm shocked at how easy it is for me to order things from a catalogue in someone else's name.
Of course even if it did require ID she would have got it easy. 7 years she's been in the family - in our homes and trust. I mean, you don't think to hide your wallet from your family, that's the thing.
It's CIVIL court not criminal she missed. I have incomplete documents but I gather that decisions have just been made in her absence since she didn't show up
(no subject)
Date: 2008-08-21 04:24 pm (UTC)In a way, I suppose the fact that she took it to outright credit fraud is a GOOD thing. At least in the US (who am I to tell /you/ about UK law, anyway?), she might have gotten away with a lot of the stuff that only involved herself and her husband (er, actually, I'm assuming there - you said partner, and I don't remember their legal status). But it sounds like instead, she decided to venture into BLATANTLY criminal territory.
Send in the Hounds.
(Hey, hiding those summons is probably a criminal offense all by itself. I'm pretty sure it would be here.)
(no subject)
Date: 2008-08-28 12:21 am (UTC)Oh yes, by moving beyond just her boyfriend we're into official criminal activity - if the companies bother to report it and if the police actually start to give a damn. I notice a lot of damns not being given from the men in blue.
The hounds are too good for her but I don't have anything bad enough to send so I'll watch them chew on her a bit.
civil summons can be non-criminal, especially for basic repossesion (not that I ever involve myself in such dull law) they just make the decision in your absence (if you can't be bothered to show up and say why they can't repossess the house then the judge is going to let them do it)
(no subject)
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Date: 2008-08-21 04:32 pm (UTC)(no subject)
Date: 2008-08-21 04:40 pm (UTC)(no subject)
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Date: 2008-08-21 04:36 pm (UTC)(no subject)
Date: 2008-08-28 12:23 am (UTC)(no subject)
Date: 2008-08-21 04:46 pm (UTC)(no subject)
Date: 2008-08-28 12:26 am (UTC)Aye that's what burns me - you can't replace a pet - she can drag her carcass to any hell she wants for all I care, and I know enough to protect my assest (if not my brother's) but the cat? We can't replace that
(no subject)
Date: 2008-08-21 04:46 pm (UTC)Please tell your brother, if it would help, that I am deeply sorry he encountered the Dear Tick variant of female.
(no subject)
Date: 2008-08-28 12:27 am (UTC)Thank you and I shall
(no subject)
Date: 2008-08-21 04:48 pm (UTC)I had a family member do this to me when I was much younger and dumber. Never again.
(no subject)
Date: 2008-08-28 12:28 am (UTC)You're supposed to be able to trust family. That's supposed to be how it goes - if nothing else is certain in the world, family is supposed to be the immovable rock, the guarding pit bulls and the rallying cavalry. Shit like this shouldn't come from family... it just shouldn't. It goes against the very fabric of our world.
(no subject)
Date: 2008-08-21 04:50 pm (UTC)Obviously she's committed both theft and fraud, and I'm sure you'll be pushing for charges once she's located. Presumably the ex-friend will know where she is?
You've probably already thought of this, but an IVA might be better than going bankrupt, as it should be cheaper and marginally less ruinous to your brother's credit rating. However, is there any possibility that the banks and financial institutions to whom he owes money because he's joint and severally liable with her might give him a sympathetic hearing and write off some of the debt, given that he's a victim of fraud?
It's worth contacting them to see - I used to act for one of the major clearing banks and managed to persuade them to waive interest and legal costs on a mortgage repossession where I was acting for bank and it was quite clear that the borrowers had been receiving wrong and negligent advice from their solicitors. They fought the possession proceedings having been wrongly advised by their idiot solicitors that they had a defence. They didn't, as I told the idiot solicitors ad nauseum, but the idiots kept on quoting out of date case law at me, even though I pointed out the the case had been overruled in the Lords. The idiot solicitors finally instructed counsel two weeks before the trial, counsel immediately realised there was no defence and idiot solicitors contacted me very sheepishly asking to settle by providing vacant possession. By this time - 2 years after possession proceedings had been commenced - the interest and legal fees meant that there was no equity left at all, whereas two years previously the borrowers could have sold up and had enough left to have bought a small property elsewhere.
I told the bank that I thought this was a good case to show a little compassion, as I doubted that the poor borrowers realised their solicitors had been negligent and that they could sue them. The bank agreed and decided that it would only take the principal sum - the amount actually lent and not repaid - from the house sale proceeds and let the borrowers have the rest. Admittedly, this is one of the major clearers, who tend to be a bit more 'sympathetic' than the finance houses, but it can't hurt to try and speak to all of the financial institutions and explain the circumstances and see what they say. They are all insured against theft and fraud themselves, so may be prepared to reach an accomodation with your brother.
Some people are such scumbags. BQ most definitely comes into this category.
(no subject)
Date: 2008-08-28 12:36 am (UTC)The ex-friend has disappeared with her, alas. We have no idea, not even the slightest. of course, the police could find her probably with relative ease - if they actually shifted their arses and pretended to care.
Dad talked to the police first (against my advice - but he got past the post before I did) and was told "it's a civil matter, not much we can do, here's some pointless advice." I had to call them back and have a long argument with them about how THEFT AND ID THEFT IS NOT A BLOODY CIVIL MATTER NOW MOVE YOUR CAPACIOUS BACKSIDES! I have a feeling the message was neither well received nor acted upon.
I've looked at possible other options but in so many ways I think bankruptcy may be better. I mean, he's lost the house - the 2 mortgages on it are worth more than its actual value and he couldn't afford the monthly payments now anyway. he has no assets. Literally nothing. His bank accounts are empty. He has no furniture no appliances - all he has are the clothes on his back. Even his car is company provided. And debts just keep appearing - more and more and more racking up. It may screw his credit rating 6 ways from Sunday - but clearing all debts - known and unknown - may work out better for him than heavily reduced income for gods know how many years
The lending institutions have been kindness itself, I cannot deny. But even if they writ off half the debt it's still an amount that's going to be tying him down for years to come. We've spent the last week or so calling round and just letting everyone know what's happened. Universally they've frozen interest and repayments while we catch our breath and have some meetings - so we can see where we go from there.
(no subject)
Date: 2008-08-21 04:58 pm (UTC)(no subject)
Date: 2008-08-21 05:13 pm (UTC)(no subject)
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Date: 2008-08-21 05:05 pm (UTC)I don't know what it is about some women, they seem to need to hate the man they divorce. They work themselves up into a frenzy where they will do almost anything to 'get back at him' for whatever perceived wrong he did to them - real or imaginary. It's pretty sick.
(no subject)
Date: 2008-08-21 05:11 pm (UTC)(no subject)
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Date: 2008-08-21 05:08 pm (UTC)(no subject)
Date: 2008-08-28 12:39 am (UTC)It's beyond awful, but we will get through it - in time.
(no subject)
Date: 2008-08-21 05:26 pm (UTC)(no subject)
Date: 2008-08-28 12:41 am (UTC)We already have the HUGE FAMILY looking, but from what i hear she may have fled far afield. Originally she's from Lincolnshire and the bastard "friend" is Welsh. The only quasi-ties they have are in Manchester - but they don't seem to have many friends from the past.
I wonder why.
(no subject)
Date: 2008-08-21 06:09 pm (UTC)I know he is likely to be shafted, but will you and your dad manage to recover your credit rating ok?
(no subject)
Date: 2008-08-28 12:44 am (UTC)Dad and I should be ok... I mean, it may take a while but it helps that both of us have extremely good credit ratings anyway so even if we can't wipe the stain of her mess off our records, our previous good records should stand us in good stead
(no subject)
Date: 2008-08-21 07:08 pm (UTC)(no subject)
Date: 2008-08-28 12:44 am (UTC)(no subject)
Date: 2008-08-21 07:13 pm (UTC)(no subject)
Date: 2008-08-28 11:13 am (UTC)It's draining but step by step we're putting this together. I just wish the powers that be would give us more help throwing that book
(no subject)
Date: 2008-08-21 07:56 pm (UTC)Normally taking sides in a relationship breakup is a bad thing but this? This is criminal, literally. Take her apart.
You and your family have my sympathies. Your poor brother.
(no subject)
Date: 2008-08-28 12:45 am (UTC)Aye, I'm generally as neutral as I can - but sometimes it seems one side goes out there way to be the villain. And this? It's almost artful just how low she's gone.
Thank you
(no subject)
Date: 2008-08-21 08:17 pm (UTC)Oh, and I'm still trying to get over the absolute stoopid of fucking over someone and their family like this when that someone is a goddamn lawyer! WTF?!
(no subject)
Date: 2008-08-28 12:46 am (UTC)She's always been shortsighted - and it looks the same here. She takes and runs, consequences be damned. It makes you wonder if she's done it before.
It's so frustrating! There's so much we could do but with the police being so useless and her nowhere to be found there's nothing! It's enraging!
(no subject)
Date: 2008-08-21 08:30 pm (UTC)You're going to need a bigger haddock. *starts fishing*
*So* sorry :( Kick her ass :(
(no subject)
Date: 2008-08-28 12:47 am (UTC)Thank you. I just wish I could picture us taking her down
(no subject)
Date: 2008-08-21 10:46 pm (UTC)So sorry you and you family have to go through this. Drag that bitch to court!
(no subject)
Date: 2008-08-22 01:29 am (UTC)(no subject)
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